Chapter 48. Financial Institutions Regulatory Improvement 12 U.S. Code §4801. Incorporated definitions 12 U.S. Code §4802. Administrative consideration of burden with new regulations 12 U.S. Code §4803. Streamlining of regulatory requirements 12 U.S. Code §4804. Elimination of duplicative filings 12 U.S. Code §4805. Call report simplification 12 U.S. Code §4805a. Call report simplification 12 U.S. Code §4806. Regulatory appeals process, ombudsman, and alternative dispute resolution 12 U.S. Code §4807. Time limit on agency consideration of completed applications 12 U.S. Code §4808. Revising regulatory requirements for transfers of all types of assets with recourse 12 U.S. Code §4809. "Plain language" requirement for Federal banking agency rules